You can apply for EMI card if you meet two conditions. First, you must be between 21 and 60 years old if you want to apply for the Bajaj Finserv EMI Network Card using offline mode. Alternatively, you must be between 23 and 65 years old if you want to apply for the Bajaj Finserv EMI Card through online mode. This card is known as the Insta EMI Card. The second eligibility criteria is that you need to have a regular source of income. If you meet these criteria, then you can apply to the Bajaj Finserv EMI Network Card offline or online as per your convenience.
How to apply using offline mode?
You can apply for Bajaj EMI Card using the offline method such as the following. This requires you to visit a partner store.
Step 1: Visit partner store
To start the process of applying for the EMI Card from Bajaj Finserv, you need to visit a partner store first. You can find this on the Bajaj Finserv website easily.
Step 2: Pick a product
Next, you need to pick a product that you like in that store. This can be any product of your choice such as a smartphone, a TV, or a kitchen appliance.
Step 3: Choose in-store financing
Now you will need to consult the store’s representative and let him know that you wish to apply for the EMI card using the offline method.
Step 4: Submit necessary documents
You will be required to submit documents. These documents include a signed ECS mandate, your PAN card, a cancelled cheque, and address proof.
Once you are done with this process, you will receive the Bajaj Finserv EMI Network Card and can check the details on the Wallet app of Bajaj Finserv.
How to apply using the online mode?
You can apply for EMI card completely digitally by opting for the Insta EMI Card option. You can get approved within 30 seconds and you don’t need to submit any documents. Moreover, the process is entirely digital and you can get up to Rs. 2 lakh finance and choose from over a million products on easy EMI. This is how you can apply for the Insta EMI Card from Bajaj.
Step 1: Enter basic details and check offer
The first step is to simply enter your mobile number and your date of birth as is mentioned in your PAN card. Then click on ‘Apply Now’. Make sure you enter the correct mobile number because you will receive an OTP on that number.
Step 2: Verify KYC
The next step is to verify KYC. You can do this in two ways; OKYC or CKYC. For offline KYC or OKYC, you need to make an online submission and then verify using your Aadhaar Card number. With CKYC, you need to authenticate your details that are already registered with CKYC.
Step 3: Pay for the joining fee
Next you need to pay a joining fee for the EMI card. The total fee is Rs. 567. Once the payment is successful, your Insta EMI Card will get activated on the Bajaj Finserv Wallet App and you can check your details there. It is a simple and easy process.
Should you apply for Bajaj Finserv EMI Card?
Those who want to enjoy the myriad of benefits that the card offers should definitely apply for the Bajaj Finserv EMI Network Card. You can easily shop at the Bajaj Finserv EMI Store using your card and avail a range of benefits. All you need to do is to log into the EMI store with your mobile number, choose the product you want to purchase, select the repayment tenure, add delivery address, and complete your purchase with the OTP. You can even shop easily at the partner store by choosing the repayment tenue, sharing card details, then completing the purchase. Using the EMI card from Bajaj Finserv is quite simple.
The EMI card, whether you applied for it online or offline, provides you with many benefits. One of them is the ability to choose the tenure according to your convenience. You can make the full payment in a few months or up to two years. When you shop at stores such as the Bajaj Finserv EMI Store, you can get benefits such as zero down payment offers and no cost EMIs on select products. This enables you to pay zero interest and get your product delivered right to your home. You can even have the product delivered to the nearest store.
The Bajaj Finserv EMI Network Card allows you to shop online and offline with ease, get exclusive offers, and pay zero foreclosure charges. You can pay for any online and offline purchase in simple EMIs. Whether you are buying a Kindle from Amazon or buying a new Samsung phone, you can break up the payment in the tenure of your choice. The EMI card from Bajaj Finserv makes shopping as simple and efficient as it can be.